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As towns cancel fireworks celebrations because of the coronavirus pandemic, many more backyard and neighborhood fireworks displays will likely take place on July Fourth. In New York City, more than 12,500 calls were made to 911 for illegal fireworks in June alone – roughly 12 times the number of comparable calls received in the first…
Read MoreThe coronavirus has changed nearly everything — from the way we work and play, to how we interact with loved ones. Many of these changes have not been welcome. But someday — either this year, next year or soon after — things will mostly return to normal. When they do, it will be tempting to…
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The average return of catastrophe bond and insurance-linked securities (ILS) funds was just 0.12% in May 2020, as muted performance was the order of the day and a number of funds fell to a decline. May 2020 saw the average ILS fund return just 0.12%, according to the Eurekahedge ILS Advisers Index. Stefan Kräuchi, ILS…
Read MorePhysician mortgage loan programs can provide great deals for doctors. But they might not always be the best option. Learn more here. Original Article Posted at : https://themortgagereports.com/65886/physician-mortgage-loans-are-they-worth-it
Read MoreMortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall. Original Article Posted at : https://themortgagereports.com/67339/mortgage-rates-today-july-02-2020-plus-lock-recommendations
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The COVID-19 pandemic has shone a spotlight on the health inequities many Americans face because of where they live and the air they breathe. We are seeing what I have long seen in my allergy practice—many of my patients live in communities with unhealthy air. Patients like James, a 50-year-old African American bus driver who lives…
Read MoreAshTproductions / Shutterstock.com Nearly every worker has dreamed of retiring and leaving the rat race behind. For some, it’s an occasional daydream. Others obsess over the thought for much of their working lives. But just like everything else in life, retirement has its shadow side: It’s not all mornings on the golf course or day…
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Currently, bottom-up Covid-19 pandemic loss announcements from insurance and reinsurance companies stand at only around $6 billion, some way short of the wide ranging $30 billion to $100 billion industry loss estimates and broker Willis Re warns it will likely take years to catch up which has ramifications for the ILS market. Reinsurance broker Willis…
Read MoreWelcome to the Social Security Q&A. You ask a Social Security question, our expert provides the answer. You can learn how to ask a question of your own below. And if you would like a personalized report detailing your optimal Social Security claiming strategy, click here. Check it out: It could result in receiving thousands…
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Electrical utility Sempra Energy is seeking to upsize its second catastrophe bond, with the SD Re Ltd. (Series 2020-1) transaction now targeting a $90 million source of California wildfire insurance protection from the capital markets for the company. Sempra Energy returned to the catastrophe bond market in June, with an SD Re Ltd. (Series 2020-1)…
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