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For the past six weeks, I’ve been hard at work writing my “introduction to financial independence and early retirement” project for Audible and The Great Courses. It’s been challenging — and fun — to rework my past material for a new audience in a new format. Naturally, I’m emphasizing two important points in this project:…
Read MoreThe IRS and Census Bureau estimate that only about 78 percent of people who are eligible for the earned income tax credit (EITC) get it…
Read MoreThe insurance adjuster on the phone told me the car was a total loss. My daughter had been in a car accident a few days earlier, struck on the driver’s side of the vehicle after which all the airbags deployed. She was physically OK, however her car was not. I had expected the adjuster to…
Read MoreHappy Valentine’s Day EOD Nation! My wife told me a few days ago to not buy her flowers. They look nice, but then she just puts them on a shelf and a week later I throw them away. Instead we’re braving the crowds and going out to eat. The good news is we’re using a…
Read MoreSocial Security is back in the headlines. Democratic presidential hopeful Bernie Sanders attacked his rival for the nomination, former Vice-President Joe Biden , for his…
Read MoreDoes Valentine’s Day make you think about marriage? If you need one more reason to take that step, consider that Uncle Sam may already have…
Read MoreOn Valentine’s Day, we get to think about love a lot. We love our spouses, our kids, our pets, and our families. That gets me thinking about loving other things in your life. For example, do you love your mortgage? If not, it’s a great time to look at a refinance, because rates are near…
Read MoreIt’s that time of year! I’ve been sorting through speaking invitations and comparing event schedules to my personal plans. I now have a rough idea of where I’ll be in 2020 — and when. (As I finalize details, I’ll update this post to reflect any changes.) This year, I’ll be traveling much less than last.…
Read MoreAs Home Prices continue rising, homeowners may decide to love their existing homes. If you have set aside the funds for this, great! If not, a home refinance might be a great option. When the home renovation you want to do will improve the value of your home, such as kitchen, bathroom and en suite…
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