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FEMA sponsors fourth FloodSmart cat bond, targets $350m+ of reinsurance

By Angelica | Jan 29, 2021 | Comments Off on FEMA sponsors fourth FloodSmart cat bond, targets $350m+ of reinsurance

The U.S. Federal Emergency Management Agency (FEMA) has returned to the insurance-linked securities (ILS) market for its fourth catastrophe bond issuance, a currently $350 million FloodSmart Re Ltd. (Series 2021-1) transaction, seeking additional flood reinsurance coverage from the capital market for its National Flood Insurance Program (NFIP). As with FEMA’s previous FloodSmart Re catastrophe bonds…

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What is Macys DSNB on My Credit Report?

By Angelica | Jan 29, 2021 | Comments Off on What is Macys DSNB on My Credit Report?

Did you apply for a Macy’s credit card in the last two years? If so, you shouldn’t be alarmed when you see a Macys DSNB entry on your credit report. Applying for new credit results in a hard inquiry, and it may have a small effect on your credit score. If you didn’t apply for…

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How does sleep affect your heart rate?

By Angelica | Jan 29, 2021 | Comments Off on How does sleep affect your heart rate?

Even if you don’t wear a smartwatch or fitness band to track your heart rate, you can often sense your pulse fluctuating throughout the day. During your waking hours, the number of heartbeats per minute when you’re just sitting quietly is known as your resting heart rate. In most adults, resting heart rates range between…

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7 Products With Price Spikes on Amazon Amid the Pandemic

By Angelica | Jan 29, 2021 | Comments Off on 7 Products With Price Spikes on Amazon Amid the Pandemic

The coronavirus crisis wasn’s a plague for Amazon’s business in 2020. Founder and CEO Jeff Bezos’ wealth grew 63%, the company’s stock price rose 73%, and people are jumping on the Prime train at a record pace. Many people are staying home to prevent getting COVID-19 and using Amazon to deliver nearly everything under the…

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7 Products With Big Price Spikes on Amazon During the Pandemic

By Angelica | Jan 29, 2021 | Comments Off on 7 Products With Big Price Spikes on Amazon During the Pandemic

The coronavirus crisis wasn’s a plague for Amazon’s business in 2020. Founder and CEO Jeff Bezos’ wealth grew 63%, the company’s stock price rose 73%, and people are jumping on the Prime train at a record pace. Many people are staying home to prevent getting COVID-19 and using Amazon to deliver nearly everything under the…

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QBE centralises global reinsurance underwriting under Postlewhite in London

By Angelica | Jan 29, 2021 | Comments Off on QBE centralises global reinsurance underwriting under Postlewhite in London

QBE, the Australian headquartered global insurance and reinsurance group, is centralising all of its global inwards reinsurance underwriting business to be managed in London under Steve Postlewhite. Stephen Postlewhite stepped up to become the Managing Director of QBE Re, the global reinsurance underwriting division of QBE, in Q1 of 2020. QBE said that it has…

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VA loan refinance scams and how to avoid them

By Angelica | Jan 29, 2021 | Comments Off on VA loan refinance scams and how to avoid them

Mortgage scams are real and they often veteran homeowners. Here are the most common VA loan refinance scams and how to avoid them. Original Article Posted at : https://themortgagereports.com/35314/va-loan-refinance-scams-how-to-avoid-them

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What is NTB/CBNA on My Credit Report?

By Angelica | Jan 29, 2021 | Comments Off on What is NTB/CBNA on My Credit Report?

If you have a new entry from NTB/CBNA on your credit report, it’s important to understand how it got there. Representing National Tire & Battery and Citibank, the entry is probably a hard inquiry. An inquiry from NTB/CBNA is typically the result of a credit card application. In the article below, we’ll break down the…

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January well short of hard market, multiyear correction needed: AXIS CEO Benchimol

By Angelica | Jan 29, 2021 | Comments Off on January well short of hard market, multiyear correction needed: AXIS CEO Benchimol

The January reinsurance renewals fell well short of hard market price increases, with part of the reason being new capacity from both incumbents and new entrants, according to AXIS Capital CEO Albert Benchimol. The CEO of AXIS Capital, the Bermuda headquartered insurance and reinsurance company, believes that rates need to continue to firm and that…

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6 Things Retirees Wish They Had Done Differently

By Angelica | Jan 29, 2021 | Comments Off on 6 Things Retirees Wish They Had Done Differently

This story originally appeared on NewRetirement. Many retirees complete their last day of work only to find that they can’t afford to live comfortably. Looking back, they point to clear planning steps they could have taken that would have made a dramatic impact on being prepared for retirement. Here are several ways today’s retirees say…

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