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ResourceShark™ Blog houses our network of website's blog postings. Here you will find a variety of topics ranging from international law to travel destinations and everything in between! If after reading our blogs you find yourself needing help from a professional in that field, please navigate to our home page and use our business directory to find a professional in your area!

Teenagers, sleep, and the global pandemic

By Angelica | Dec 18, 2020 | Comments Off on Teenagers, sleep, and the global pandemic

Sleep is suffering across the world amidst the COVID-19 pandemic. The reasons for this disruption are many, but notable contributors include: 1) stress-related to potential illness and decreased job security; 2) less daytime sunlight exposure with the advent of physical distancing and home confinement; and, 3) altered daily routines that tend to push back bedtimes…

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2020 Kyushu rain/flood & Japan typhoon Haishen losses near US $1.7bn

By Angelica | Dec 18, 2020 | Comments Off on 2020 Kyushu rain/flood & Japan typhoon Haishen losses near US $1.7bn

According to the General Insurance Association of Japan (GIAJ) insurance market losses from the July 2020 heavy rainfall event that caused widespread impacts and flooding in Kyushu and typhoon Haishen in September add up to around US $1.7 billion. The heavy rainfall event caused widespread impacts from flooding after record-breaking rainfall struck the prefectures of…

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Mortgage and refinance rates today, December 18, 2020

By Angelica | Dec 18, 2020 | Comments Off on Mortgage and refinance rates today, December 18, 2020

Today’s mortgage and refinance rates  Average mortgage rates were again effectively unchanged yesterday: down by only the smallest measurable amount. Also yesterday, Freddie Mac said that its weekly average had […] Original Article Posted at : https://themortgagereports.com/72839/mortgage-and-refinance-rates-today-december-18-2020

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We cannot control what people choose to believe, and we can’t deny what we know

By Angelica | Dec 18, 2020 | Comments Off on We cannot control what people choose to believe, and we can’t deny what we know

A few months ago, I quit social media. It was absolutely the right decision for me – I needed my time back. So many little moments of beauty and consideration get skipped when my brain follows one feed after another and loses track of time. But every now and then, when I have ten minutes…

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Institutional investors have “pent-up demand” for alternatives: Eaton Partners

By Angelica | Dec 18, 2020 | Comments Off on Institutional investors have “pent-up demand” for alternatives: Eaton Partners

A survey of institutional investors by Eaton Partners found that the majority are looking to increase their allocations to private capital market type asset classes in 2021, citing “pent-up demand” among investors but also a desire to seek out asset managers with strong track-records. Institutional investors are going to be looking to take advantage of…

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Good news: Deaths due to HIV are way down

By Angelica | Dec 18, 2020 | Comments Off on Good news: Deaths due to HIV are way down

World news this month appropriately focuses on containing the COVID-19 pandemic, as the first vaccines become available. Yet we can also celebrate major success in the fight against a different global viral scourge: HIV. During my medical training in the 1980s, hospital wards were often filled with people dying of HIV. Since then, antiviral treatments…

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Descartes hires Daniel Vetter from Swiss Re CorSo to lead US expansion

By Angelica | Dec 18, 2020 | Comments Off on Descartes hires Daniel Vetter from Swiss Re CorSo to lead US expansion

Descartes Underwriting, the insurance technology (insurtech) focused managing general agency (MGA) that specialises in parametric and data-driven risk transfer products, has made a key hire in Daniel Vetter who will lead the firms expansion in North America. Descartes announced an $18.5 million Series A funding round from leading global venture capital firms Serena, Cathay Innovation…

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15 States Where Retirees Get the Most Social Security

By Angelica | Dec 18, 2020 | Comments Off on 15 States Where Retirees Get the Most Social Security

How big will your Social Security payments be when you retire? Will you get as much as retirees in the states where the average benefit is highest? We used new data from Social Security’s latest annual statistical report to rank the 15 states where average payments are greatest for retired workers. The report reflects data…

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The average down payment on a house & when to put down more or less money

By Angelica | Dec 18, 2020 | Comments Off on The average down payment on a house & when to put down more or less money

What’s the average down payment on a house? In 2019, it was way lower than 20%. In fact, the average down payment is just 6-12%. Learn how that’s possible. Original Article Posted at : https://themortgagereports.com/60543/average-down-payment-on-a-house-and-low-down-payment-benefits

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Property cat renewal rates: Euro up to 5%, US up to 15%, Retro 15-20% (agg 35%+)

By Angelica | Dec 18, 2020 | Comments Off on Property cat renewal rates: Euro up to 5%, US up to 15%, Retro 15-20% (agg 35%+)

After meeting virtually with Bermuda-based reinsurance companies and brokers, analysts at KBW said that they expect the renewal outcome to be generally positive, with satisfactory rate increases expected, but nothing spectacular. The analysts provided some insights into where Bermuda based reinsurance carriers and their brokers expect to see property catastrophe rates rise and by how…

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