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Today’s mortgage and refinance rates Average mortgage rates inched lower yesterday, returning to the recent all-time low. They’ve stayed within a narrow range throughout this month, moving up or down […] Original Article Posted at : https://themortgagereports.com/72755/mortgage-and-refinance-rates-today-december-16-2020
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Over coffee and the usual banter in the doctor’s lounge, a group of physicians takes a break from seeing patients after donning off their PPE. The TV is blasting the news, largely ignored, until the focus turns to the COVID-19 vaccine. The newscaster announced that the first group to receive the vaccine would be health…
Read MoreIn recent years, scammers have targeted a growing number of taxpayers. Now, added protections can help guard you from such fraud. The IRS has announced that multi-factor authentication will be available on all 2021 online tax preparation products. With multi-factor authentication, you must provide two pieces of information to access an account or application. The…
Read MoreCongress Should Include More Unemployment Benefits And Another Stimulus Payment In A New Relief Bill
One of the major skirmishes in the months-long battle over the fate of a new pandemic relief bill is this one: Should a new effort…
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Global investment manager Schroders has raised $420 million of capital from third-party institutional investors for a new life insurance-linked securities (ILS) fund strategy that it has launched. The newly-launched Life Insurance-Linked Security (ILS) fund, Life Insurance Linked II, offers its investors a way to gain significant diversification against traditional asset classes, Schroders explained. The life…
Read MoreIt now costs an average of $9,561 per year to own and operate a new vehicle, according to AAA’s latest annual driving costs study. If that amount sounds steep, it’s because it reflects every cost associated with owning and driving a new car for five years — from financing and insurance to gas and maintenance.…
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Hamilton’s new Easton Re Pte. Ltd. (Series 2020-1) catastrophe bond transaction has now been priced at the low-end of already reduced guidance, with the coupon now fixed some 16% lower than the initial guidance mid-point. Hamilton, the Bermuda based insurance and reinsurance holding company, will be delighted with the result of its first full catastrophe…
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Market participants across risk transfer, including insurance-linked securities (ILS) and reinsurance, have a lot to gain from further operationalising Environmental, Social and Governance (ESG) within their core businesses, our now published study reveals. During the third-quarter of 2020 we teamed up with boutique consulting firm Synpulse Management Consulting to conduct a survey of the maturity…
Read MoreThis story originally appeared on NewRetirement.com. Qualified charitable distributions (QCDs) are not only a way to help great causes and those in need, but they also are a way to manage your tax exposure and avoid unpleasant surprises. For people who are at least 70 ½, and who don’t need income (or who simply want…
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The World Heath Organization (WHO) has raised the subject of catastrophe bonds as a potential source of capital for funding development of tools to help in the response to the global COVID-19 pandemic. The Access to COVID-19 Tools (ACT) Accelerator is an initiative set up by the WHO alongside partners, with the goal of delivering…
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