Most of us have debt.  When we fall behind on payment of those debts, a debt collector has the right to contact us in a reasonable attempt to collect the debt. When those attempts become unreasonable, resulting in harassment, it crosses the line established by the Fair Debt Collection Practices Act (FDCPA) in 1977. Abusive…

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As consumers, we have been taught to NEVER click on the link in an email or text from an unfamiliar party.  That is good.  It saves many devices from hacks and viruses.  But why is the Consumer Financial Protection Bureau proposing debt collectors to be allowed to disclose people’s rights via text or email links…

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