Posts Tagged ‘debtor’

Stop Sabotaging Your Success

It’s easy to see how others sometimes create financial stress on our budget, but it is amazing how many of us are our own enemies when it comes to debt free financial wellness.  We make several small but positive financial moves.  Our debts are shrinking, or the savings account is growing, or we finally have…

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Boost Your Own Credit Score

I fume when I see a credit bureau advertisement that you can “boost” your score for a small fee.  Are they or are they not providing correct and objective credit reports?  That said, there are ways that you can help your score go up and it does not involve paying a fee to the reporting…

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2 Major Reasons for Bankruptcy Protection

When you file for bankruptcy protection, your creditors must not violate the automatic stay, which prevents a creditor from attempting to collect a debt while the debtor is in bankruptcy.  Only if the creditor gets prior court approval, are they allowed to attempt to collect the debt.  The automatic stay occurs when the bankruptcy is…

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Debt Control: The Shopping Moratorium Begins!

I stopped shopping yesterday as the first step on my path to be Debt Free.   I will stick to this moratorium for six months.  The inspiration came from Cait Flanders, who followed her shopping moratorium for twelve months. When I told a good friend what I was doing and for how long I might follow…

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