Posts Tagged ‘investing’
401k Good News-Bad News
401k Good News – Bad News but Mostly Good: Good News first: The fees for 401k plans continue to fall, as plan sponsors and participants realize the long-term implications they can have on retirement. This was true for both large and small plans, as the prices for investment and administration were reduced according to the…
Read MoreSECURE Act 2020 changes to IRAs
The Secure Act, or the Setting Every Community Up for Retirement Enhancement Act went into effect January 1, 2020. The Secure Act changed the Required Minimum Distribution (RMD) age from 70 ½ to 72 years of age. If you were born prior to July 1, 1949 you will still need to take your 2019 RMD…
Read MoreHow to Decide on Insurance Investments
Yes, insurance can be a good investment, if you choose well. Buying insurance is buying peace of mind. Buying the right insurance is also an investment that can add to your quality of life when you are not in position to work as hard as you can today. Need some insights? Finding the right insurance…
Read MoreHow Much to Retire?
Before you can know how to save for retirement, before you know how to line up investments to allow you to retire early, you really need to know what it will cost to live where you want to live. ThinkAdvisor.com offers a list of the 12 most affordable states for a comfortable retirement as of…
Read MoreInvesting Internationally
As the Global economy becomes more accessible, and amidst a global shift toward mindful investing, it makes more sense than ever to consider an investment strategy that involves selecting global investment instruments as part of your investment portfolio. Often the decision to invest internationally is done to broaden diversification, spreading your risk over foreign markets…
Read More5 Lessons on Applying for Retirement Benefits
Recently, June (not her real name) was struggling to set up a social security account for her retirement. Her 65th birthday was approaching, she had health issues and was going to retire. I was with her when she made her second attempt to set up the Social Security account. June attempted to set up the…
Read MoreInvesting in Best Interests
On June 5, 2019, the SEC implemented Reg BI under the Securities Exchange Act of 1934 establishing a Best interests standard of conduct for broker dealers and staff when recommending any securities transaction or investment strategy involving securities. A relationship summary, or Form CRS, must now be shared with customers so you can make an…
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