Are you tired of living paycheck to paycheck? Wondering if you’ll be able to pay your bills on time, and whether you’ll ever be able to save? That’s where YNAB (short for “You Need A Budget”) comes in. If the very mention of “budgeting” makes you nervous, stick with me here. YNAB is an app that makes it easy to get a grip on your day-to-day expenses, prepare for unexpected expenses and start…

Original Article Posted at : https://www.moneytalksnews.com/heres-the-key-to-reining-in-spending-and-saving-finally/