Effective tax rates in the United States

I messed up! Despite trying to make this article as fact-based as possible, I botched it. I’ve made corrections but if you read the comments, early responses may be confusing in light of my changes. For the most part, the world of personal finance is calm and collected. There’s not a lot of bickering. Writers…

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Moderators and abstainers

When I was a boy, I told my father I wanted a fish. I meant that I wanted a little orange goldfish in a small bowl that might live on the kitchen counter, just like other kids have. My dad knew that. But instead of buying me a goldfish, he went to the pet shop…

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Who has the best savings account in 2020?

Another year, another search for the best savings account! That’s right: It was almost exactly a year ago today that I was hunting for an online savings account so I polled you, the Get Rich Slowly readers. Last year, Ally Bank was the clear winner. More GRS readers had their money there than anywhere else.…

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The clean slate

I’m pleased to report that seventeen days into 2020, my mental health seems to be making some marked improvements. I’m happy, engaged, and productive. I’m not ready to claim victory over my anxiety and depression, but the changes I’ve been making — more exercise, zero alcohol, separating work life from home life — all seem…

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How to Decide on Insurance Investments

Yes, insurance can be a good investment, if you choose well.  Buying insurance is buying peace of mind.  Buying the right insurance is also an investment that can add to your quality of life when you are not in position to work as hard as you can today.  Need some insights? Finding the right insurance…

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Home for the Holidays with Less Stress

There’s no place like home for the holidays.  There’s even a song about it.  The thing is, if that home is so expensive that you are house poor, it can ruin your holidays with stress.  To enjoy your home, you need to figure out how to afford it. Home refinance applications are down from last…

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How Much to Retire?

Before you can know how to save for retirement, before you know how to line up investments to allow you to retire early, you really need to know what it will cost to live where you want to live. ThinkAdvisor.com offers a list of the 12 most affordable states for a comfortable retirement as of…

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Life Happens; Insurance Can Make it Better

Ready for retirement? You say you’re working on it, so, check.  Got Life Insurance?  You’re still young enough not to worry about it, right?  Wrong.  The thing is, you can’t control when your family will need life insurance.  Events happen; life happens; and most of it cannot be planned for.  What you can do, is…

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Investing Internationally

As the Global economy becomes more accessible, and amidst a global shift toward mindful investing,  it makes more sense than ever to consider an investment strategy that involves selecting global investment instruments as part of your investment portfolio.  Often the decision to invest internationally is done to broaden diversification, spreading your risk over foreign markets…

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