Getting a Mortgage Loan During COVID-19
Getting a Mortgage Loan During COVID-19

During this COVID-19 pandemic, we are all doing our best to stay safe and keep everyone else safe.  We are doing our part by letting people go through the entire mortgage process from start to finish online, without having to see anyone in person.  Getting a mortgage loan during COVID-19 can be an entirely virtual process now, and as safe as watching TV in your house.

It all starts with our easy to use online mortgage application.  When you apply online, we will work to have you pre-approved for your mortgage in as little as the same day.  From there, you can upload all of the pertinent information and sign documents online.

With lockdowns on many businesses, we are still operating at full capacity and helping people with getting a mortgage loan during COVID-19 as quickly as possible, sometimes within as little as 30 days, depending on how quickly borrowers respond to us and other various factors.

Right now is a historically great time for a mortgage refinance, or to get a mortgage on a new home.  Mortgage interest rates are still hovering near all-time lows, even if they have started to rise very slowly over the last few weeks. 

It’s a great time to get a Cash-Out Refinance, before the holidays, so that you can make this a great holiday.  You can use the cash equity in your home for things such as buying gifts, making repairs or additions to your home, and many other things.

It’s a great time to do a Rate-and-Term Refinance, save money on your loan every month, and put money towards the holidays that way. Being able to make a smaller payment on your mortgage every month makes it time for a celebration!

Buying a new home is also a great value with rates this low.  Locking in a low interest rate can save thousands over the course of the loan.  The sooner that the application is in, the faster we can start to get it approved.

So, if you are interested in getting a mortgage loan during COVID-19, now is the time to get started. 

Call The Home Loan Expert Team in St. Louis at (314) 781-9700, Chicago at (773) 770-4727, Indianapolis at (317) 550-1515, and Nashville at (615) 810-8555.  You can always apply online with our 5-Minute Loan Approval at for your VA Loan, and for your other mortgage needs, and we’re also open on Saturdays and will come to you to help close your loan. We work hard to make it easy on you.  Nobody gets lower rates on better loans than The Home Loan Expert, Ryan Kelley, why go anywhere else?

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