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For insurance-linked securities (ILS) contracts and structures that have exposure to potential losses from the Covid-19 corornavirus pandemic, the chances are that their capital and collateral could be trapped for a prolonged duration, executives from RenaissanceRe have suggested. Analysts from Wells Fargo Securities had discussions with reinsurance firm RenaissanceRe’s CFO Bob Qutub and other executives…
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Consents have become a prominent part of health care. We sign consents for visits, procedures, medication, privacy, release of information, care of minors … the list goes on and on. We must acknowledge and respect the patient’s autonomy in their care. This is never more apparent or more important than in end of life care.…
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The beauty of the outdoors naturally encourages people to go outside, inhale fresh air, listen to the birds, take a walk, or watch the wind animate the branches of the steadfast neighboring trees. The pull toward the natural world is present even in normal times. Now, as we’re confined indoors by the coronavirus pandemic, often…
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2020 looks set to be another significant year for severe convective storm losses in the United States, with the insurance and reinsurance market already on the hook for over $13 billion of costs year-to-date, with hail again a significant driver. In 2019, severe convective storms and severe weather drove almost $23 billion of insurance and…
Read MoreGustavo Frazao / Shutterstock.com The COVID-19 pandemic has triggered a stunning reversal for the previously humming American economy, from a 50-year-low unemployment rate of 3.5% to one that could eventually hit 25%, a rate comparable to and possibly worse than the Great Depression. The economic gut punch could be particularly tough for people aged 55…
Read MoreThis post comes from WhistleOut.com. After decades of working hard, retirement could very well be the best time of your life. But leaving work behind means it’s especially important that you stay on top of things and make sure you aren’t spending money on things you don’t want or need. Here are some tips that…
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The secondary market for catastrophe bond trading has offered some good opportunities in recent times, but with the focus now back on primary issuance, it’s an interesting moment for investors, says Stephan Ruoff of Schroder Secquaero. Ruoff, the Deputy Head of insurance-linked securities (ILS) asset manager Schroder Secquaero, a specialist division of global investment group…
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The Caribbean island of St Lucia has increased its participation level in the CCRIF SPC (formerly known as the Caribbean Catastrophic Risk Insurance Facility), buying an enlarged slice of parametric disaster insurance protection for 2020. The CCRIF SPC provides parametric disaster insurance protection to Caribbean and Central American nations, covering perils including tropical storms, earthquakes,…
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We have all heard that 90 percent of the time, a patient’s history provides the diagnosis before we even perform a physical exam or order any tests. At the same time, much of our reimbursement used to hinge on how many body systems we examined. Like so many other things in the new reality we…
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