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Artemis’ data on the catastrophe bond market shows that excess spreads, so the return available above expected loss, of new issuance so far in 2020 is now back at levels last seen in 2012/13. The market for catastrophe bonds and related insurance-linked securities (ILS) has already broken records in 2020, with more set to fall.…
Read MoreToday’s mortgage and refinance rates Average mortgage rates inched lower yesterday, likely bringing yet another all-time low. And conventional loans started out this morning at 3.063% (3.063% APR) for a […] Original Article Posted at : https://themortgagereports.com/72414/mortgage-and-refinance-rates-today-december-04-2020
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A powerful communications medium, with the chance to get into someone else’s mind and connect through experience. Sometimes the experience is vicarious, because not everyone has lived what the storyteller has. But the storyteller’s words can have a profound effect, and the listener can appreciate what is told within a recognizable context. Shakespeare’s works are…
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The holiday season is one of the hardest times of the year to resist salty, fatty, sugary foods. Who doesn’t want to enjoy the special dishes and treats that evoke memories and meaning — especially during the pandemic? Physical distancing and canceled gatherings may make you feel that indulging is a way to pull some…
Read MoreHERE’S WHY MORE #FORECLOSURES ARE GOING TO HAPPEN-35.8% of struggling borrowers went deeper into debt and 31.5% dipped into their savings and still could not afford their #mortgage. Get #foreclosure help now. call 888-600-6030 or visit https://www.wrongfullyforeclosed.com/ to learn more.
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Use of the capital markets and insurance-linked securities (ILS) solutions to source reinsurance capacity may increase in the wake of 2020, as property and casualty insurers in the United States come to terms with another expensive year on the severe weather and catastrophe front, Kroll Bond Rating Agency (KBRA) believes. Not only has the U.S.…
Read MoreGone are the days when you had to rely on Craigslist or eBay to sell your unwanted clutter. Today, there’s a plethora of websites and apps — from Facebook Marketplace to Letgo and OfferUp — that can help you get cash for your unwanted items by connecting you with buyers in your area. But what…
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The results of a 2019 research article in the journal Science uncovered significant racial bias in commonly used population health algorithms used to identify and assign care to patients with complex, active health needs. Using a large clinical data set, the researchers showed that Black patients are considerably sicker than white patients at any given…
Read MoreFor more than half of Americans, Social Security will be providing more than half of their retirement income. Since Social Security is a government program available to the vast majority of Americans, you’d think there would be no secrets to “game” the system, no tips or tricks that could result in bigger monthly checks. But…
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The upcoming January 2021 reinsurance renewals are expected to be lengthier and more complex, as a range of factors play into negotiations, according to reinsurance broker Guy Carpenter. While new capital is entering the market, rates are increasing and on the investment side asset values have recovered to a degree, the expectation is that uncertainty…
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