Mortgage rates have fallen.  This is a GREAT time to refinance, and lock in savings before the holiday leaves you strapped for cash.  Think of what you can save by locking into lower rates today.  Why Refi Your interest rate sets the cost of your mortgage loan.  You borrowed money and agreed to repay the…

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Everything is not like a Hollywood movie in America. The economy of the United States is beginning to show stress from the enormous debt carried by the average citizen.  That pressure was seen this week as the American stock markets experienced huge losses which drove investors values down around 3% in a single day. Warning…

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