Consumer Financial Protection Bureau Archives

CFPB Announces Behavioral Economics Symposium

The consumer Financial Protection Bureau announced today that it will host a symposium on Behavioral Law and Economics at 9:00 am EDT on September 19, 2019. Yay! Let’s talk about money! Okay, seriously, even brilliant people seem to struggle with living within their means. I would like to say this is everywhere, but specifically, Americans…

The New HMDA Info is Out: Why Do Lenders Ask My Gender?

Ever wonder why the gender and race boxes are on loan applications? Whose business is it whether I am male or female, or which race or ethnic group I am part of? It is your government’s business. The Home Mortgage Disclosure Act, or HMDA was enacted in 1975 in order to protect against “redlining” (geographic…