Debt Collection is Not Credit Repair

There are firms that specialize in helping you negotiate your credit balances and settle your debt accounts for a fee.  Then there are collection companies.  Each type of firm answers to a different set of regulations.  If you feel a creditor is mishandling your debt, you should certainly check into it.  Just be aware that…

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Boost Your Own Credit Score

I fume when I see a credit bureau advertisement that you can “boost” your score for a small fee.  Are they or are they not providing correct and objective credit reports?  That said, there are ways that you can help your score go up and it does not involve paying a fee to the reporting…

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