Budget to Keep Your Home Great

Buying a home is an exciting time.  It is also a great time to analyze your current spending and whether you need to make some adjustments when you close on your new home.  There are automatically some bills that will be different when you move.  Monthly bills that will change when you move: Your monthly…

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Spending Moratorium: Part 4

Summing up my progress on the Spending Moratorium: Part 1:  Inspired by a book, the realization dawned on me that I was a spendaholic, shopaholic but that I could decide to change.  In spite of a clear understanding of how to budget, I still needed to clean up my own budgeting approach. Part 2: I…

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Spending Moratorium Part 3- The Out of Town Family Event

I just returned from an out of town family wedding.  In the middle of my debt reduction spending moratorium, I traveled to a dangerous destination known as my hometown, amidst a reunion with family for a week.  Ouch! Here is what I did well and what I didn’t do well on my path to debt…

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Debt Control: The Shopping Moratorium Begins!

I stopped shopping yesterday as the first step on my path to be Debt Free.   I will stick to this moratorium for six months.  The inspiration came from Cait Flanders, who followed her shopping moratorium for twelve months. When I told a good friend what I was doing and for how long I might follow…

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