We rang in the new year, and for so many of us, the bills are starting to come in.  Yes, you will need to get the extra charges paid off, but there are other things you can do to think ahead for next year. Get inspired by the journey to Debt Freedom in 2020 by…

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Yesterday a friend shared with me one of her family holiday traditions.  Each member of her family draws the name of the person they will make a gift for.  I LOVE this tradition. Yes, it requires creativity, patience and talent. Because each is only making a gift for one person, they can take time to…

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We are in the final quarter of 2019, and facing the most dangerous spending months of the year.  It is time to make your holiday budget plan and your new year’s resolutions for debt free living in 2020!  Here are five hints I’m following this year as part of my resolution to be debt free…

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