Your home should be your shelter, especially today.  Is your home ownership at risk due to threat of foreclosure?  A mortgage note is a legally binding contract, but sometimes it needs to be renegotiated.  IF you have defaulted or face default on your mortgage because your income level has changed, or an unexpected expense put…

Read More

True or False: Independent Mortgage Brokers Can Offer Realtors and Brokers Better Service than Big Lenders. TRUE: According to Housingwire.com, Independent mortgage brokers are cheaper, faster and offer better customer service.  Below are some of the misconceptions and the explanation of why they may be totally wrong today. True or False: Independent Mortgage Brokers Have…

Read More

Part 1 www.HomeRefiNetwork.com wants you to know mortgage loan borrowers have important rights.  I am constantly amazed by how many people take out a mortgage without understanding the process, the legal contract they are signing, their liabilities and their protections.  Today’s post is meant to shed light on some of this, starting with what the…

Read More