As Home Prices continue rising, homeowners may decide to love their existing homes.  If you have set aside the funds for this, great! If not, a home refinance might be a great option.  When the home renovation you want to do will improve the value of your home, such as kitchen, bathroom and en suite…

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Mortgage rates have fallen.  This is a GREAT time to refinance, and lock in savings before the holiday leaves you strapped for cash.  Think of what you can save by locking into lower rates today.  Why Refi Your interest rate sets the cost of your mortgage loan.  You borrowed money and agreed to repay the…

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Should you refinance NOW? Sept 18, 2019, the Federal Reserve announced a federal funds rate cut of .25% or 25 basis points.  The immediate results of this is that funds to banks will cost less, which hopefully will affect the interest rate your bank will offer you, as a borrower.  But your bank lending rate…

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