Well, it has been just over the 6 months I committed to on my spending moratorium.  I have been able to save some money, so I can pay off some of my debt. I do not think I will continue on the spending moratorium to reduce debt, but I do think it has taught me…

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Along with the spending moratorium I thought I would use the process to declutter.  While I had done an initial closet cleaning, it was pretty minimal.  I recently read something about a company called Thredup.  It is an online thrift store, that sends a kit to you after you choose whether you want the unlisted…

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Summing up my progress on the Spending Moratorium: Part 1:  Inspired by a book, the realization dawned on me that I was a spendaholic, shopaholic but that I could decide to change.  In spite of a clear understanding of how to budget, I still needed to clean up my own budgeting approach. Part 2: I…

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I just returned from an out of town family wedding.  In the middle of my debt reduction spending moratorium, I traveled to a dangerous destination known as my hometown, amidst a reunion with family for a week.  Ouch! Here is what I did well and what I didn’t do well on my path to debt…

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