Health Insurance

It’s that time of the year!  You have under 6 weeks to shop health care insurance on the marketplace and request payment subsidies for 2020.  You can still buy insurance after the December 15 deadline, but it may not start by January 1, 2020, resulting in a coverage gap. 

While we all hope health insurance isn’t needed just after the holidays, it is so much better to have the coverage and not need it, than to need it and not have it.  So, here’s to your health! And the programs.

Go to, fill in your state of residence and email address, then begin filling the form in.  As government forms go, this one is pretty straightforward.  But for some, the difficulty in verifying delivery of forms and the confusion of limited communication options means there has to be a better way.  I went to to find a professional insurance agent who worked with me to choose my health insurance plan.