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Reminder: Retirees born prior to July 1, 1949 must take your retirement plan required minimum distributions (RMD) by December 31, 2019. The RMD rules apply to: Retirees with traditional IRAs Retirees with traditional (Simplified Employee Pension) or SEP IRAs Retirees with Savings Incentive Match Plans for Employees (SIMPLE) IRAs Participants in workplace retirement plans such…
Read MoreBest Defense against IRS taxpayer Identity theft is a strong password. Just before the season on electronic filing and returns, the IRS reminds you to protect yourself. Taxpayer identity theft has grown exponentially in the last few years, but with Stronger passwords, you can guard identity for yourself and your business. Use word phrases that…
Read MoreAmidst all the holiday parties and get-togethers, take a few minutes to save yourself hassle in 2020. Think you know you’re getting a tax refund when you file? Things that happen now might change what you think you will get. You could even owe the government more money! Know what you owe. Certain financial transactions…
Read MoreIt can be tough to get excited about Holidays when you are struggling to keep up with the debt you already have. Maybe you need some activities to bring nostalgia and FUN back into the season. Here are some reminders and ideas to give you back your holiday joy this year. Just say no. You…
Read MoreYesterday a friend shared with me one of her family holiday traditions. Each member of her family draws the name of the person they will make a gift for. I LOVE this tradition. Yes, it requires creativity, patience and talent. Because each is only making a gift for one person, they can take time to…
Read MoreWhen buying or refinancing a home, it’s essential to work with a lender that you can trust. In doing so, you stand to benefit from mortgage terms that are best suited to your financial needs. With the help of an online mortgage aggregator like AmeriValue, you’ll be on your way to getting a great mortgage…
Read MoreThroughout the home-buying process, one of the most critical decisions is choosing a mortgage to finance your home. There are a variety of different loans to choose from, and there is a vast number of lenders from which you can take out your mortgage. Let’s take a closer look at North American Savings Bank and…
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