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A great real estate agent is key to the home buying process. Here are 6 tips to find a real estate agent who fits your needs as a buyer. Original Article Posted at : https://themortgagereports.com/67602/how-to-find-a-great-real-estate-agent
Read MoreMortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall. Original Article Posted at : https://themortgagereports.com/67665/mortgage-rates-today-july-15-2020-plus-lock-recommendations
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The COVID-19 crisis has highlighted the dysfunction of our health care systems, from dramatic racial disparities in mortality rates to the abuses of health care workers. As a health care staff working on inpatient floors during the pandemic, the medical system’s inequities have never been more clear — and they hurt the safety of both…
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Catastrophe bonds are likely to become an increasingly “mainstream” component of institutional investor portfolios, as the asset class comes under increasing attention having proved its value again during the volatility driven by the pandemic, according to Brett Houghton, Managing Director at Fermat Capital Management. The catastrophe bond asset class and other insurance-linked securities (ILS) or…
Read MoreElnur / Shutterstock.com Dollar stores can be great places to pick up cheap wares, but sometimes you get what you pay for. Rather than a bargain, you could end up with junk — or, even worse, something dangerous. Following are things we think you should avoid buying at a dollar store. Original Article Posted at…
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Key Findings Extrapolating from recently revised state revenue forecasts yields an estimated nationwide $121 billion decline in state tax collections across FYs 2020 and 2021 against a FY 2019 baseline, and $191 billion compared to initial tax revenue projections for those two years. These estimates are consistent with the results of other recent analyses, and,…
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Key Findings Connecticut’s property tax burdens are rising rapidly, with the state’s effective property tax rates on owner-occupied housing now among the highest in the country at 1.7 percent of housing value. Property tax burdens in Connecticut continue to increase even as property values decline, whereas other states—including neighboring Massachusetts and New York—have managed to…
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Moody’s Investors Service believes that the property and casualty insurance and reinsurance industry loss impact from the global Covid-19 pandemic will be somewhere in the range from $50 billion to $80 billion, which is around the middle of current estimates. The overall P&C market impact from coronavirus related losses is likely to only be the…
Read MoreEverybody messes up with money now and then. Honest people will tell you their regrets. Maybe they moved their 401(k) savings into cash accounts after the stock market crashed in 2008, missing the market gains since then. Or they bought a house they couldn’t afford. Or they waited until age 40 to start saving. Here…
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The impacts of elevated severe and convective weather occurrences in the U.S. continue to be apparent in the latest pre-announcements of second-quarter 2020 losses, as insurers Cincinnati Financial and Selective Insurance Group added to the industry toll last night. The insurers have both reported severe weather and catastrophe losses above where analysts had been expecting,…
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