Why is insurance important? Want to get a home mortgage, your lender will require homeowner’s insurance. Want to buy a car?  If you need a car loan, your lender will require auto insurance. Ever been injured on the job?  By law, in most states, you are protected by workers compensation, a form of insurance. Insurance…

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Get an affordable car – with less customization – the car insurance will be more affordable too. Choose a plan with a higher deductible if you can afford it.  Then deposit the difference in your insurance payments into a savings account until you have at least the amount of the deductible saved up. Make one…

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