Spike in Oil Prices Means Good Time to Revamp Budget

Don’t panic over oil prices following the Saudi attack.  Make this the right time to revisit your household budget to see where you can cut if fuel prices stay up. Whether you rent or own, you can complete a simple worksheet to see the amount of your debt and what it would take to pay…

Read More

Spending Moratorium: Part 4

Summing up my progress on the Spending Moratorium: Part 1:  Inspired by a book, the realization dawned on me that I was a spendaholic, shopaholic but that I could decide to change.  In spite of a clear understanding of how to budget, I still needed to clean up my own budgeting approach. Part 2: I…

Read More

Spending Moratorium Part 3- The Out of Town Family Event

I just returned from an out of town family wedding.  In the middle of my debt reduction spending moratorium, I traveled to a dangerous destination known as my hometown, amidst a reunion with family for a week.  Ouch! Here is what I did well and what I didn’t do well on my path to debt…

Read More