Whole Life Insurance or Term?

Whole Life insurance as an investment does not need to be crazy expensive, but it does need to be made for the right reasons.  Whole life insurance will never be the cheapest option for life insurance…because it offers different , more comprehensive benefits than term life insurance offers.  You need a licensed expert to give…

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Life Happens; Insurance Can Make it Better

Ready for retirement? You say you’re working on it, so, check.  Got Life Insurance?  You’re still young enough not to worry about it, right?  Wrong.  The thing is, you can’t control when your family will need life insurance.  Events happen; life happens; and most of it cannot be planned for.  What you can do, is…

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Insurance To Protect Your Retirement and Your Family

Insurance Investing is as much about protecting families as it is about creating retirement income.  With the dual purpose and stability of Whole Term Life Insurance investing makes sense.  Even with that said, insurance is not an easy product to figure out on your own.  There are terms, coverage, exclusions and so many potential riders…

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Retirement Comfort from Insurance Investments

At InsuranceInvestmentPro.com, Advisors believe Whole Life Insurance can be a good income stream for your retirement.  The key is to know how to invest and when.  Contributor Steve Parrish, in a recent Forbes.com article spells out how whole life insurance can be used to make your retirement more comfortable.  Need to talk to a professional…

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Insurance Even if You Love Dangerous Activities

Even if you love the adventure from dangerous hobbies, you may still be able to get life insurance.  Just figure on answering several questions first, such as how long you’ve been doing this activity, how often and have you received training, education or certifications.  Be honest in your answers.   Trying to make it look less…

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Is Life Insurance an Investment Tool?

You may hear that life insurance is not a good investment, but many experts insist life insurance is a good investment.  So…which is it? When life insurance is referred to as an investment, it is a permanent life insurance policy and is probably a whole life insurance policy.  Whole life, as opposed to term life…

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Why Insurance is Important

Why is insurance important? Want to get a home mortgage, your lender will require homeowner’s insurance. Want to buy a car?  If you need a car loan, your lender will require auto insurance. Ever been injured on the job?  By law, in most states, you are protected by workers compensation, a form of insurance. Insurance…

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When a Life Insurance Policy is Lost

Did you know an estimated $1 billion in benefits from missing or forgotten life insurance policies are unclaimed in America?  One in six hundred benefits are never claimed by the insurance policy owner.  It may be an average of only $2,000 but some payouts are as high as $300,000.  That is a lot of money…

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