Whether you’re an empty-nester looking to sell or a millennial considering a first home, the question on many minds is: Is it time to sell/buy?

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True or False: Independent Mortgage Brokers Can Offer Realtors and Brokers Better Service than Big Lenders. TRUE: According to Housingwire.com, Independent mortgage brokers are cheaper, faster and offer better customer service.  Below are some of the misconceptions and the explanation of why they may be totally wrong today. True or False: Independent Mortgage Brokers Have…

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I love to talk about mortgage loan programs, and how PurchaseOurNewHome.com can direct you to great mortgage professionals who can put you into those mortgage loan programs.  Unfortunately, today I think we should cover a recent scam targeting homebuyers just days before closing on their new home. How do homebuyers get tricked?  Scammers are using…

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If you have held off on buying a home in the hopes that prices will drop, you might consider searching for your next home now.  Realtors remind us that there can be benefits to buying a home in the winter. No one loves sloshing through ice and snow, sleet and slush to check out houses…

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As you consider paying it forward in the season of giving, FannieMae has created a home buying program that does just that.  It is called the Shared Equity Program and it allows borrowers to purchase homes at below market prices.  In exchange, those borrowers must agree to sell the property ONLY to other income-qualified (buyer’s…

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Motivated sellers = more price reductions.  Statistics show more price reductions on home bought in November and December.  If you are looking for your new home now, you can negotiate with confidence, knowing the statistics will bear you up.  If someone offered a higher price, it would have already sold, unless there was a problem…

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Home sales are reportedly strong; political headlines indicate an uncertain future.  The result?  Interest rates are rising. The shift in the bond market was swift.  That kind of change is  usually based on weak economic data or politics clearly implicating economic negativity.  Turnarounds based on less concrete indicators may mean traders are willing to drive…

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Moving is exciting, exhilarating but not calming.  There is so much to do and to coordinate.  I love spreadsheets and lists, but I’m weird.  So, if you want to wing it, you can, but allow for extra time to complete the move.  If you love to organize, here are some thoughts from PurchaseOurNewHome.com to help…

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