Highest Foreclosure Rate in Nation

Before the cry for foreclosures to be halted, and some of them will be frozen, but not all, where are most of the foreclosures happening in the United States? As housing has slowly healed from the great recession, one state still lags behind the others.  New Jersey’s foreclosure rate dropped along with the rest of…

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Hope for NY Foreclosure Victims

If you live in New York and are fighting foreclosure, there is hope.  New York is home to a lawyer with years of experience in foreclosure defense.  Attorney Michael K. Karlson knows the foreclosure process and he knows how to negotiate loan term changes that can be the difference between losing and saving your home…

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5 Choices If You Can’t Make Your Mortgage Payment

Going into a Foreclosure can be a demoralizing situation.  Saving your home from foreclosure can be exhausting, expensive and incredibly stressful.  If you lose the battle, you may not be able to buy a new home for several years, and even renting an apartment or home will require letters of explanation and proof of affordability. …

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Fighting Foreclosure With a Licensed Local Attorney

When you fight foreclosure, the battle is frustrating and difficult to win.  It is especially difficult to fight foreclosure if the lender isn’t playing by the rules.  Being in default on a mortgage is already a rough position to be in, but being wrongfully foreclosed means convincing the court that the lender is WRONG.  Since…

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The Consequences of Foreclosure You May Not Know About

Is your mortgage in default, but you are trying to fight foreclosure?  It takes endurance, drive and focus.  Sometimes homeowners wonder if it is worth the fight.  Only you can decide whether keeping the home makes more sense than letting the lender take back the property to satisfy the debt, if that even really satisfies…

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When is a Foreclosure Wrongful

When you are Fighting a Foreclosure, it can be incredibly frustrating when complete strangers show up at your door and demand to see your home because they want to buy it.  It is so important to remain calm even at a time like this.  Every state, whether judicial or non-judicial has required foreclosure procedures that…

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Foreclosure Rates Slowly Decreasing Until Harvey Roared

The Summer that Foreclosures and Delinquencies Stabilized Foreclosure Rates Slowly Decreasing Until Harvey Roared Nearly 10 years after the Troubled Assets Relief Program (TARP) was established, Foreclosure rates remain stagnant, when comparing month to month, but is actually down year over year by over 27 percent. When congress authorized TARP through the Emergency Economic Stabilization…

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