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Legal

5 Choices If You Can’t Make Your Mortgage Payment

Going into a Foreclosure can be a demoralizing situation.  Saving your home from foreclosure can be exhausting, expensive and incredibly stressful.  If you lose the battle, you may not be able to buy a new home for several years, and even renting an apartment or home will require letters of explanation and proof of affordability. …

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When a Death in the Family Sets Foreclosure in Motion

I recently attended an out of town visitation and funeral service.  The deceased was a wonderful woman who lived a long productive life, gracing the lives of the many who knew her.  What I found moving was that after spending several days with her family, I was reminded of how deeply the death of a…

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Foreclosure Fraud Still Happening

It has been 7 years since the record setting $25 billion agreement with the five largest mortgage servicers addressing foreclosure abuses, and yet, it was only this year, in a hearing at Brooklyn Borough Hall that residents and housing experts testified on deed theft, liens for minor unpaid bills, fraudulent documents and other foreclosure related…

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Fighting Foreclosure With a Licensed Local Attorney

When you fight foreclosure, the battle is frustrating and difficult to win.  It is especially difficult to fight foreclosure if the lender isn’t playing by the rules.  Being in default on a mortgage is already a rough position to be in, but being wrongfully foreclosed means convincing the court that the lender is WRONG.  Since…

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The Consequences of Foreclosure You May Not Know About

Is your mortgage in default, but you are trying to fight foreclosure?  It takes endurance, drive and focus.  Sometimes homeowners wonder if it is worth the fight.  Only you can decide whether keeping the home makes more sense than letting the lender take back the property to satisfy the debt, if that even really satisfies…

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Bankruptcy and Sleep Once More

The clock, a vintage inherited family piece, ticked away the minutes.  Cheryl rolled over and saw it was only 3:42 a.m.  Another night when the worry she had tucked away in the corner of her mind pushed her into consciousness, only to lay awake listening once again to the old clock as it continued to…

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Hidden Housing Crisis

In the housing crisis over a decade ago, the government stepped in with mortgage loan modification plans to mitigate the U.S. housing crisis.  It looked like the federal government saved the day and that the recession would soon be gone.  A Mortgage loan modification permanently changes the terms of the mortgage loan.  This could be…

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Proposed 2020 Refugee Ceiling

Did you know the U.S. citizenship and immigration Services will still welcome immigrants, but only a certain number of refugees?  The proposed 2020 refugee ceiling, which focuses on humanitarian relief efforts, is in addition to hundreds of thousands of asylum applicants processed each year by the U.S. Citizenship and Immigration Services, according to acting director…

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