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Mortgage Rates Back In the 3’s With millions of homeowners out there, the opportunities are endless for them to save on their mortgage payments. With mortgage rates back in the 3’s, as they have been, suddenly 5 million homeowners can refinance right now to today’s lower rates and save money. The mortgage rate drops from…
Read More16 Best Tips to Financial Fitness! Hey, you’re getting physically fit for summer, but are you financially fit enough for that summer getaway? There are some minor lifestyle changes that can turn around your debt cycle and deliver their own R&R. Say goodbye to your Barista. You may be passionate about that incredible first cup…
Read MoreWhy do tyou need to consult with an orthopaedic surgeon when you have an elbow or shoulder injury? To keep or regain the motion you had. Some spend most of their adult life in pain, as repetitive positions and chores take their toll on their bodies. You may treat the symptoms with medication, but what…
Read MoreI love Spring in the US. The Temperature rises, the leaves and flower buds come out and bloom and the new homebuying season heats up too! If you are figuring out where to start in the search for new home here are 7 (seven) steps to a more productive homebuying experience. What do you need?…
Read MoreSports Injury? Don’t deal with it, Heal it! An orthopedic doctor can help heal even serious sports injuries and conditions. Sports injuries refers to a wide range of injuries like concussions, stress or bone fractures or dislocations. Sometimes that join instability is NOT just age or muscle strain, but something more serious. If your body…
Read MoreIn the wake of privileged education scandal, student loan defaults and struggling public schools, U.S. students continue to lag behind other rich nations. Why? NYTimes said: “The perennial debate about the state of public education starts with a single, seemingly unassailable fact. American students sorely lag their peers in other rich nations and even measure…
Read MoreIf you are seeing that you should have contributed more to your 401(k) for the tax year 2018, the good news is that it is not too late. The bad news is that most employers do not allow you to specify which year you want to add to, so ask. Your HR team should be…
Read MoreAmericans are not doing a good job of saving for retirement. If you are eating out several times a week, subscribe to delivered meals, buy your coffee out and keep giving in to retail therapy, you may be losing from $100k to $500k in retirement savings! A recent GOBankingrates.com found that Forty Two percent of…
Read MoreFrequent references to the five C’s of lending are all over the internet, and it seems so mysterious. But there is no need to go all Sherlock Holmes on the topic. The five C’s of Mortgage loan lending are derived from pure common sense and are how the mortgage loan underwriters calculate the inherent risk…
Read MoreRates are down and a new real estate selling season is approaching. Here’s what you should know about the change in the mortgage loan application form. Fannie Mae and Freddie Mac will require lenders and banks to convert and integrate the new mortgage loan application form fully by the year 2022. The new Uniform Residential…
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