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History of the ranch home As its name implies, the ranch home traces its roots back to the old west in the United States. The design is similar to many of the rugged adobe and wooden homes found throughout the west from the 17th to 19th century. Ranch homes inspired by the Spanish-style homes…
Read MoreMany people assume when there is a catastrophic loss on their home, rebuilding will cost the same as the sales price of that home. Wrong. An existing home’s sales price is based on its market, not the cost of building it and houses are more expensive to replace over time. Even if an adjustment is…
Read MoreBy Jo Gardner Recently, I have been listening to a book about spending reduction and decluttering. Honestly, this is a regular occurrence with me, to read or listen to books on organizing your home, or watching programs that show an entire team coming in and cleaning out all the clutter in a home. I always…
Read MoreDo you consider not paying taxes “sport?” The President of the United States says he does. And that raises serious concerns about the stability of our voluntary tax system. The New York Times reported yesterday that between 1985 and 1994, Trump told the IRS his businesses had racked up $1.17 billion in losses and, thus,…
Read MoreSending a shout out to America’s oldest surviving weekly newspaper, “The Cambridge Chronicle”, first published May 7, 1846 in Cambridge Massachusetts! Imagine the US history published on its pages: the civil war stories, World War I, the roaring twenties, the stock market crash, the…well, you get the idea. Happy Birthday to The Cambridge Chronicle!! At…
Read MoreThe beginning of the US economy’s second year under the Tax Cuts and Jobs Act was largely positive, though some troubling signs lurked just beneath the good news. The government’s initial estimate of first quarter Gross Domestic Product (GDP) reported a surprisingly strong annualized growth rate of 3.2 percent, up from 2.2 percent in the…
Read MoreHomebuyers have a lot of different choices to make when they are buying their home. Whether you’re a first-time homebuyer or an experienced house shopper, the most important choice is determining how much home you should buy. You have to look at a lot of different factors, from location and price, to the actual size…
Read MoreI believe that every person in the tax policy game—from members of the tax-writing committees to research assistants at the Tax Policy Center—should compute their own taxes. How better to understand the law and taxpayers’ experiences and have fun too! I have done my own taxes since I received my first W-2. But for the…
Read MoreMerchant Cash Advances can make sense, but you need to do the due diligence to know when it makes sense for you. Take for instance, the following example of how a Merchant Cash Advance made a difference for this merchant: Tom was stuck. He had pulled together a $550,000 investment of his own and another…
Read MoreThe Cruise Ship called the FreeWinds, owned by the Church of Scientology, is quarantined by the Carribean nation St. Lucia due to diagnosis of a measles case onboard. The Church of Scientology does not officially object to vaccinations, but it seems someone on its ship did. According to the Church of Scientology, the Freewinds, a…
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