Should you refinance NOW? Sept 18, 2019, the Federal Reserve announced a federal funds rate cut of .25% or 25 basis points.  The immediate results of this is that funds to banks will cost less, which hopefully will affect the interest rate your bank will offer you, as a borrower.  But your bank lending rate…

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Moving is exciting, exhilarating but not calming.  There is so much to do and to coordinate.  I love spreadsheets and lists, but I’m weird.  So, if you want to wing it, you can, but allow for extra time to complete the move.  If you love to organize, here are some thoughts from PurchaseOurNewHome.com to help…

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Buying a home is an exciting time.  It is also a great time to analyze your current spending and whether you need to make some adjustments when you close on your new home.  There are automatically some bills that will be different when you move.  Monthly bills that will change when you move: Your monthly…

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Ellie Mae laid off around 10 percent of its staff in a team restructure plan after being acquired in April by Thoma Bravo for an all cash $3.7 billion purchase. Ellie Mae, Inc. is a cloud based software company that electronically processes 35% of all U.S. mortgage applications through its streamlined mortgage origination process. Ellie…

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