Insurance
401(k)s Change How Americans Face Retirement
Out of all US households surveyed, 77 percent are confident 401(k)s can help reach retirement goals. That includes a lot of people since over 55 million Americans participate in 401(k) plans. Those plans are estimated to contain $5.67 trillion in assets at the end of first quarter 2019 according to the investment research and advocacy…
Read MoreWhen a Life Insurance Policy is Lost
Did you know an estimated $1 billion in benefits from missing or forgotten life insurance policies are unclaimed in America? One in six hundred benefits are never claimed by the insurance policy owner. It may be an average of only $2,000 but some payouts are as high as $300,000. That is a lot of money…
Read MoreAre you Covered?
As Hurricane Dorian heads to Florida after scouring the Bahamas, you may be wondering just what will be covered by your insurance. Though damage from disasters are usually covered under a standard policy, there are some damages that require separate coverage. So, where do you stand? Normal policies cover damage sustained from most natural perils:…
Read MoreBack to School – Stop for the Bus
Pro-Insurance-Finder.com wants you to know about school bus safety. Back to school means students need your attention, especially if they are getting on or off their school bus. Know the rules and pay attention to school buses. Heed flashing lights. It’s the law in every state of the US. Flashing yellow lights: bus will…
Read MoreHow to Save on your Car Insurance
Get an affordable car – with less customization – the car insurance will be more affordable too. Choose a plan with a higher deductible if you can afford it. Then deposit the difference in your insurance payments into a savings account until you have at least the amount of the deductible saved up. Make one…
Read MoreWritten Benefits are Covered. Not Written, Not Covered.
Is it covered? Read your policy…all of it. The written insurance commitment benefits matter more than what insurance agents said, according to New Jersey federal judge. Reading the fine print is tedious, but when it comes to insurance, skipping the dry prose can cost a lot of money. Insurance is regulated federally, but is also…
Read More5 Tips for Finding the Right Insurance
Compare products, not just prices. You buy insurance for coverage, not just so you can get the home mortgage or car loan. Make sure your insurance will provide the amount and type of coverage you are looking to get. Then compare prices. Ask about discounts. Once you find the coverage that meets your specific needs,…
Read MoreIf I Lend my Car to a Friend, Who Covers any Accident?
Who pays if you loan your car to a friend and they are in an accident?
Read MoreWhat You need to Understand about Reconstruction Costs Before Making Insurance Decisions
Many people assume when there is a catastrophic loss on their home, rebuilding will cost the same as the sales price of that home. Wrong. An existing home’s sales price is based on its market, not the cost of building it and houses are more expensive to replace over time. Even if an adjustment is…
Read More