Legal Archives - Page 7 of 12 - ResourceShark Blog

The New HMDA Info is Out: Why Do Lenders Ask My Gender?

Ever wonder why the gender and race boxes are on loan applications? Whose business is it whether I am male or female, or which race or ethnic group I am part of? It is your government’s business. The Home Mortgage Disclosure Act, or HMDA was enacted in 1975 in order to protect against “redlining” (geographic…

Weird Bankruptcy Secrets Attorneys Use to Protect Your Home

Married? You don’t have to file bankruptcy together. If you are trying to protect your home by filing chapter 7 bankruptcy, and you are both on the mortgage, you may want to file separately from your spouse. There is an automatic stay – all creditor action against you paused – which lasts for a set…

The Longest Foreclosure Case!

Wrongfullyforeclosed.com asks if your foreclosure battle with your lender feels like it has been going on forever. The longest battle we are aware of is that of Patsy Campbell in Okeechobee county Florida. First filed in 1985, the foreclosure case against Ms. Campbell outlasted six different banks, 2 marriages, four presidencies, and the birth of…

When is a Foreclosure Wrongful

When you are Fighting a Foreclosure, it can be incredibly frustrating when complete strangers show up at your door and demand to see your home because they want to buy it. It is so important to remain calm even at a time like this. Every state, whether judicial or non-judicial has required foreclosure procedures that…

Written Benefits are Covered. Not Written, Not Covered.

Is it covered? Read your policy…all of it. The written insurance commitment benefits matter more than what insurance agents said, according to New Jersey federal judge. Reading the fine print is tedious, but when it comes to insurance, skipping the dry prose can cost a lot of money. Insurance is regulated federally, but is also…