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Moving is exciting, exhilarating but not calming. There is so much to do and to coordinate. I love spreadsheets and lists, but I’m weird. So, if you want to wing it, you can, but allow for extra time to complete the move. If you love to organize, here are some thoughts from PurchaseOurNewHome.com to help…
Read MoreD.A. Surgical wants to protect all surgery patients through controlled patient positioning during their operating procedure. So much of an operation’s success depends, not only on the angle and access your surgeon has to the subject’s body region they must operate on, but also on the patient’s post procedure positioning. Have you been frustrated when…
Read MoreHome Schooling? In 2018 the IRS EO(Exempt Organization) implemented revisions to the form 1023EZ. Now the IRS EO will Ask for a short description of your activities when applying for 501(c)(3) status Ask more questions about: Your gross receipts (your sources of income) Your assets (what you own) What kind of foundation are you? If…
Read MoreAs Dorian approaches, IRS reminds preparation for natural disaster Secure key documents and make copies think tax returns, birth certificates, deeds, titles and insurance policies. Put in waterproof containers in a secure space. Duplicates should be kept with a trusted person outside the disaster area. A backup scan on flash drive is another way to…
Read MoreAs Hurricane Dorian heads to Florida after scouring the Bahamas, you may be wondering just what will be covered by your insurance. Though damage from disasters are usually covered under a standard policy, there are some damages that require separate coverage. So, where do you stand? Normal policies cover damage sustained from most natural perils:…
Read MoreEver wonder why the gender and race boxes are on loan applications? Whose business is it whether I am male or female, or which race or ethnic group I am part of? It is your government’s business. The Home Mortgage Disclosure Act, or HMDA was enacted in 1975 in order to protect against “redlining” (geographic…
Read MoreMarried? You don’t have to file bankruptcy together. If you are trying to protect your home by filing chapter 7 bankruptcy, and you are both on the mortgage, you may want to file separately from your spouse. There is an automatic stay – all creditor action against you paused – which lasts for a set…
Read MoreWrongfullyforeclosed.com asks if your foreclosure battle with your lender feels like it has been going on forever. The longest battle we are aware of is that of Patsy Campbell in Okeechobee county Florida. First filed in 1985, the foreclosure case against Ms. Campbell outlasted six different banks, 2 marriages, four presidencies, and the birth of…
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