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ResourceShark™ Blog houses our network of website's blog postings. Here you will find a variety of topics ranging from international law to travel destinations and everything in between! If after reading our blogs you find yourself needing help from a professional in that field, please navigate to our home page and use our business directory to find a professional in your area!

Can you buy a new manufactured home with a USDA home loan?

By Angelica | May 14, 2019 | Comments Off on Can you buy a new manufactured home with a USDA home loan?

Buying a manufactured home with zero down The USDA loan is the best-kept secret in the mortgage marketplace. You can finance a home purchase with zero down. Plus, mortgage insurance is cheaper than with FHA. But can you finance a manufactured home purchase with USDA? Yes, you can. Just keep in mind that the home…

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Mortgage rates today, May 14, 2019, plus lock recommendations

By Angelica | May 14, 2019 | Comments Off on Mortgage rates today, May 14, 2019, plus lock recommendations

 What’s driving current mortgage rates? As we predicted, average mortgage rates fell appreciably yesterday. They’re now at their lowest in a month, which means they’re close to their lowest in more than 15 months. Now might be a very good time to lock your rate. However, there may be hope of further falls in rates…

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Home price growth is slowing — but maybe not for long

By Angelica | May 14, 2019 | Comments Off on Home price growth is slowing — but maybe not for long

The clock is ticking on home prices Home price growth is continuing to slow down — though it might not be for long. A new forecast predicts prices will rise as 2019 plows forward. Verify your new rate (May 17th, 2019) Home prices slow down According to the latest Home Price Index from CoreLogic, home…

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For Many Households, Trump’s Tariffs Could Wipe Out The Benefits of the TCJA

By Angelica | May 14, 2019 | Comments Off on For Many Households, Trump’s Tariffs Could Wipe Out The Benefits of the TCJA

President Trump’s increases in tariffs on imported goods from China and elsewhere are effectively reversing a big chunk of the 2017 Tax Cuts and Jobs Act. For many low- and middle-income consumers, Trump is eliminating most or all of the benefits of TCJA. How? Because the tariffs could increase the price of consumer goods by as…

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Arizona’s Dueling Proposals Could Clarify Tax Rules for Peer-to-Peer Car Sharing

By Angelica | May 13, 2019 | Comments Off on Arizona’s Dueling Proposals Could Clarify Tax Rules for Peer-to-Peer Car Sharing

Like many states, Arizona is contemplating how to integrate peer-to-peer car-sharing arrangements into the state’s tax code. This session, the state legislature contemplated two proposals to regulate and tax peer-to-peer car sharing. Policymakers have an opportunity to clarify the tax treatment of peer-to-peer car-sharing firms and hosts while preventing the extension of discriminatory car rental…

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How to refinance your second home: 2019 guidelines, rates, & cash-out rules

By Angelica | May 13, 2019 | Comments Off on How to refinance your second home: 2019 guidelines, rates, & cash-out rules

Low rates, easier terms for second home refinances Recent low rates and reasonable home prices have prompted record second home sales. Now, owners are seeking to refinance a second home to lower their rate, eliminate mortgage insurance, shorten their loan term, or get cash out. That could be a great idea. Home values have soared,…

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Mortgage rates today, May 13, 2019, plus lock recommendations

By Angelica | May 13, 2019 | Comments Off on Mortgage rates today, May 13, 2019, plus lock recommendations

 What’s driving current mortgage rates? Average mortgage rates edged up moderately on Friday. Well, we did warn you that “almost anything could happen!” Of course, Monday’s big fall set the scene for last week, and rates ended a little lower last Friday than one week earlier. Trade talks with China seemed to end with a…

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Housing inventory is up, especially on starter homes

By Angelica | May 13, 2019 | Comments Off on Housing inventory is up, especially on starter homes

Starter home inventory on the rise Housing inventory has finally stopped its longstanding decline. And even better for first-time homebuyers, starter home inventory is actually on the rise. Verify your new rate (May 17th, 2019) Housing supply up According to new data from Trulia overall home inventory held steady in the first quarter of the…

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Best way to refinance: Avoid these 6 mistakes

By Angelica | May 12, 2019 | Comments Off on Best way to refinance: Avoid these 6 mistakes

Reduce your refinance costs Starting the mortgage refinance process can be intimidating. The goal is to trade in your current mortgage for a new one that helps you reduce your rate and build equity faster. But making mistakes during the process can result in higher costs. The best way to refinance, though, involves knowing the most common mistakes…

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With today’s mortgage rates, you can still refinance for lower payments. Here’s how

By Angelica | May 11, 2019 | Comments Off on With today’s mortgage rates, you can still refinance for lower payments. Here’s how

In this article: There are many reasons that a refinance can help you improve your finances, both immediately and in the long-term. One reason is to improve your cash flow in the here and now. You can lower your interest rate by choosing a program at a better rate than you currently have. That may…

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