Why is insurance important? Want to get a home mortgage, your lender will require homeowner’s insurance. Want to buy a car?  If you need a car loan, your lender will require auto insurance. Ever been injured on the job?  By law, in most states, you are protected by workers compensation, a form of insurance. Insurance…

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Get an affordable car – with less customization – the car insurance will be more affordable too. Choose a plan with a higher deductible if you can afford it.  Then deposit the difference in your insurance payments into a savings account until you have at least the amount of the deductible saved up. Make one…

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Compare products, not just prices.  You buy insurance for coverage, not just so you can get the home mortgage or car loan.  Make sure your insurance will provide the amount and type of coverage you are looking to get.   Then compare prices. Ask about discounts.  Once you find the coverage that meets your specific needs,…

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