Posts Tagged ‘debt’
Rising Debt Danger
Rising Personal Debt: Last week, The Federal Reserve Bank of New York released debt statistics for the 3rd quarter. While noting that delinquent mortgages have decreased, the Household Debt and Credit Report states the total debt balance of mortgages has actually increased to $13.95 trillion, $1.3 trillion higher than the previous mortgage peak of $12.68…
Read More5 Hints for Debt Free Holidays
We are in the final quarter of 2019, and facing the most dangerous spending months of the year. It is time to make your holiday budget plan and your new year’s resolutions for debt free living in 2020! Here are five hints I’m following this year as part of my resolution to be debt free…
Read MoreSpending Moratorium – Final Insights
Well, it has been just over the 6 months I committed to on my spending moratorium. I have been able to save some money, so I can pay off some of my debt. I do not think I will continue on the spending moratorium to reduce debt, but I do think it has taught me…
Read MoreCFPB: Is it Constitutionally Structured?
CFPB Share Is the Consumer Financial Protection Bureau unconstitutional? Click to find out what it means.
Read More30 Days of Saving
I am constantly looking at fresh approaches to debt freedom, so when I recently came across the 30 day savings rule, I liked that it has a lot of common sense behind it. Impulse purchases can quickly derail any debt reduction or debt elimination plan, but impulse purchases can be so tempting. When you see…
Read MoreFall Projects Keeping Your Budget on Track
Fall can be a fun time of year, with costume parties, and clam bakes and Octoberfest celebrations. But for people struggling with debt, fall means more stress as the holidays loom around the corner and that one snarky office person brags about having almost all her shopping done. If your debt is not already under…
Read MoreBankruptcy and Sleep Once More
The clock, a vintage inherited family piece, ticked away the minutes. Cheryl rolled over and saw it was only 3:42 a.m. Another night when the worry she had tucked away in the corner of her mind pushed her into consciousness, only to lay awake listening once again to the old clock as it continued to…
Read MoreYour Ex’s Debt May Still be Your Headache
Your Ex’s Debt May Still be Your Problem! Why?
Read MoreStop Sabotaging Your Success
It’s easy to see how others sometimes create financial stress on our budget, but it is amazing how many of us are our own enemies when it comes to debt free financial wellness. We make several small but positive financial moves. Our debts are shrinking, or the savings account is growing, or we finally have…
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