ResourceShark™

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Should I Refinance

It is not unusual to consider a refinance or home equity line of credit at this time of the year.  This is when all those bills come due from the holidays during the last two months.    What is unusual is that today’s interest rates are near their all time low and are incredibly attractive. …

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Gratitude – Not Greed

“Gratitude turns what we have into enough.” – Melody Beattie, bestselling author. In the movie Wallstreet, iconic speech by Gordon Gekko declares “…Greed, for lack of a better word,  is good. Greed is right.  Greed works…”  Gordon was wrong.  Drive is good.  Inspiration is good.  Desire to improve the world is good.  Pure, unadulterated greed…

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Budget Comparisons Can Re-Inspire

According to the International institute of Finance, Global debt is the first 6 months of 2019 surged by $7.5 trillion.  I can’t even imagine that many zeroes, but if governments around the world can’t balance budgets, how will you and I budget our households? What if you have been doing better than you thought?  I…

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How to Start your 2020 Debt Freedom Journey

We rang in the new year, and for so many of us, the bills are starting to come in.  Yes, you will need to get the extra charges paid off, but there are other things you can do to think ahead for next year. Get inspired by the journey to Debt Freedom in 2020 by…

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A Plan for Surviving Holiday Spending

Ouch!  This season of joy is seriously crimping my wallet!  It’s okay.  I expected it and because becoming free of debt is so important to me, I am working to stay focused on gratitude for what I have, not on what I want.  As one blogger recently posted, consumerism has a negative effect not just…

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4 Ways to Still Save on Christmas Shopping

Once again, I am dealing with the problem of shopping for others, without buying things for us adding to our debt.  Put another way, I seem to buy more for me when I am looking for gifts for others.  I know it is a horrible habit, but as an undiagnosed ADD victim, I constantly get…

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7 Ways to Bring Back Holiday Joy

It can be tough to get excited about Holidays when you are struggling to keep up with the debt you already have.  Maybe you need some activities to bring nostalgia and FUN back into the season. Here are some reminders and ideas to give you back your holiday joy this year. Just say no.  You…

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A Fun Holiday Tradition

Yesterday a friend shared with me one of her family holiday traditions.  Each member of her family draws the name of the person they will make a gift for.  I LOVE this tradition. Yes, it requires creativity, patience and talent. Because each is only making a gift for one person, they can take time to…

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