Insurance Investing is as much about protecting families as it is about creating retirement income.  With the dual purpose and stability of Whole Term Life Insurance investing makes sense.  Even with that said, insurance is not an easy product to figure out on your own.  There are terms, coverage, exclusions and so many potential riders…

Read More

Even if you love the adventure from dangerous hobbies, you may still be able to get life insurance.  Just figure on answering several questions first, such as how long you’ve been doing this activity, how often and have you received training, education or certifications.  Be honest in your answers.   Trying to make it look less…

Read More

Why is insurance important? Want to get a home mortgage, your lender will require homeowner’s insurance. Want to buy a car?  If you need a car loan, your lender will require auto insurance. Ever been injured on the job?  By law, in most states, you are protected by workers compensation, a form of insurance. Insurance…

Read More

Did you know an estimated $1 billion in benefits from missing or forgotten life insurance policies are unclaimed in America?  One in six hundred benefits are never claimed by the insurance policy owner.  It may be an average of only $2,000 but some payouts are as high as $300,000.  That is a lot of money…

Read More

Is it covered?  Read your policy…all of it.  The written insurance commitment benefits matter more than what insurance agents said, according to New Jersey federal judge.  Reading the fine print is tedious, but when it comes to insurance, skipping the dry prose can cost a lot of money.  Insurance is regulated federally, but is also…

Read More

Compare products, not just prices.  You buy insurance for coverage, not just so you can get the home mortgage or car loan.  Make sure your insurance will provide the amount and type of coverage you are looking to get.   Then compare prices. Ask about discounts.  Once you find the coverage that meets your specific needs,…

Read More