New York Residents: If you have received notice of intent to foreclose. If your lender will no longer accept payments from you or if you are over 90 days past due on your mortgage payments your COVID-19 relief is ending.

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Before the cry for foreclosures to be halted, and some of them will be frozen, but not all, where are most of the foreclosures happening in the United States? As housing has slowly healed from the great recession, one state still lags behind the others.  New Jersey’s foreclosure rate dropped along with the rest of…

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In the housing crisis over a decade ago, the government stepped in with mortgage loan modification plans to mitigate the U.S. housing crisis.  It looked like the federal government saved the day and that the recession would soon be gone.  A Mortgage loan modification permanently changes the terms of the mortgage loan.  This could be…

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